Medicare coverage comes in many different forms, but all types provide free or low-cost health insurance for those who qualify. Medicare offers eligible participants with affordable health care coverage that lets the participant access a variety of medical services depending on the plan they choose.
Fortunately, applying for Medicare is easy, and you may even apply conveniently online. Read the following slides to understand what Medicare is, what plans are available and if you may qualify to enroll.
Medicare is a federal health insurance program that provides free and affordable healthcare options to eligible candidates. Medicare offers different health insurance options called Parts that provide different health care services to participants. Candidates can be eligible for all Parts of Medicare or only some parts of it depending on the eligibility criteria that they meet.
Depending on the Parts you qualify for, Medicare can cover in-patient and out-patient services such as patient care and yearly check-ups. Medicare Parts can also offer prescription coverage and cover certain procedures that you may need done at your physician’s request.
You can apply to medicare to see if you are eligible, and if you are, you will be able to enroll in any of the programs you qualify for. You can choose which parts you want to enroll in and customize your Medicare plan to fit your medical needs.
This part can be a bit tricky, especially because navigating the world of medical insurance can be complicated to begin with. Thankfully, there are plenty of Medicare specialists available to help you through each step of the process if you need assistance.
It is also important to remember that just because Medicare is federally funded does not mean it comes at no cost to the individual eligible for Medicare coverage.
Some medical services are completely covered by the Parts of Medicare available, but participants also often need to pay a premium or pay for additional coverage should the Parts of Medicare he or she is eligible for not cover all the medical services they need.